A widow is to be put on the list only if she is not less than sixty years old, having been the wife of one man, having a reputation for good works; and if she has brought up children, if she has shown hospitality to strangers, if she has washed the saints’ feet, if she has assisted those in distress, and if she has devoted herself to every good work. But refuse to put younger widows on the list, for when they feel sensual desires in disregard of Christ, they want to get married, thus incurring condemnation, because they have set aside their previous pledge. At the same time they also learn to be idle, as they go around from house to house; and not merely idle, but also gossips and busybodies, talking about things not proper to mention. Therefore, I want younger widows to get married, bear children, keep house, and give the enemy no occasion for reproach; for some have already turned aside to follow Satan. If any woman who is a believer has dependent widows, she must assist them and the church must not be burdened, so that it may assist those who are widows indeed. [1 Timothy 5:9-16 NASB]
Today's passage must be understood within its cultural context. In the first century Roman empire, there were no social programs for the elderly. Retirement programs were unheard of since a family's wages went to feeding and housing the family. A man was expected to work all of his life, until the day he died. There were very few business women. Most women raised a family and relied exclusively on their husbands or grown children to take care of them. It that culture, when the husband died, the woman was left desolate.
In this setting, the church took it upon itself to care for the widows within the church. Unfortunately, as often happens, what started as a good thing was taken advantage of and corrupted. Paul sent Timothy some guidelines to correct the abuses to the system.
First, he says that the widow must be "not less than sixty years old." At first glance, this seems like an arbitrary age. But there is a principle involved. In the first century, it was very rare for anyone to live beyond their sixties. It would be like saying 90 years old today. The point is that she has reached an age where she is too elderly to work, and is unlikely to remarry. If she has no means of support, and no prospects, then she is needy indeed.
She must have been demonstrating Christian virtues throughout her life, and not just when she is looking for help. The virtues demonstrated by her actions include faithfulness, generosity, responsibility, humility and compassion.
She also must have no children or grandchildren who are able or willing to take care of her.
Younger women were abusing the system by taking the support from the church, and then lazily going about being gossips and busybodies.
Paul also said that the younger widows tend to remarry, "thus incurring condemnation, because they have set aside their previous pledge." Before a widow was added to the list for support, she had to make a vow to the Lord to serve Him and the church through prayer and acts of service. They weren't to be distracted by any outside interests such as work, romance, or anything of a carnal nature. The young widows tended to remarry. There is nothing wrong with that in itself, except that it meant breaking a previous vow to the Lord.
Modern American culture is different from first century Ephesus in many ways. For starters, society has decided to take care of the elderly through social programs, effectively filling the role that once belonged to the the church.
Not only do most women work in some capacity, but many hold positions of power that once was the exclusive domain of men. It is not uncommon for parents to retire having more money than their children, making the question of children supporting their aging parents moot.
Most churches have some kind of benevolence fund to help people in need, but I am not aware of any church that fully, financially supports widows. Is this wrong? Let's consider.
A modern widow who fits the criteria to be truly needy needs to be elderly beyond the ability to work, she must have no other living family, and no other source of income. Even Social Security, though not a rich source of income, provides enough to live on. There are other programs for health care, and help with medications.
So, does that mean we can ignore this passage? No. There are still principles that apply.
We need to honor the elderly in our midst, and not dismiss them as "out of touch" or "irrelevant". We should be ready to help them whenever they have a need. Perhaps the need isn't financial, but physical. They may need a ride if they have lost the ability to drive. A person who is knowledgeable and "handy" can install grab bars in the bathroom so that they don't fall and injure themselves. Perhaps someone can make small repairs to the home, or mow the lawn. There are many practical ways to help, and honor the elderly.
Lord, I pray that you will give us wisdom in taking care of the elderly in our midst. Please give us the heart to value them and care for them when they need help.